Welcome to Single Mom Housing Guide
Single Parent Services Article
This is a selection made from among articles on Single Parent Services. For a permanent link to this article, or to bookmark it for future reading, click here.
Types Of Low Income Single Mother Housing Options
from:In looking for low-income single mother housing options, there are the conventional routes, and the unconventional. If you are a mother in need of low-income housing, make sure you look into all your options to determine what is best for your family.
Public Housing, Subsidized Housing, Or Housing Vouchers
These are the conventional routes to obtain low-income housing by going to an agency that provides some sort of housing assistance. The Department of Housing and Urban Development (HUD) has information on many conventional manners of obtaining low-income single mother housing. However, these are not the only options.
The Return Of The Extended Family
It used to be the extended family was conventional and the nuclear family was an oddity. Times have changed but the situation for many low-income families hasn't. It's still more economical for single mothers to have some sort of built-in support system at home than relying on handouts from public assistance. Whether that support system is a live-in elderly relative or sharing a home with relatives, it reduces housing costs and increases potential support for a single mother. It may not be a popular low-income single mother housing option, but it still is the most stable family situation.
Owning Your First Home
A single mother may think owning her own home is out of her reach. The fact is owning a home has many added tax advantages that increase her take home pay. In addition, there are a variety of low-income single mother housing programs geared towards matching or granting down payments for a new home. The caveat is that the single mother must have a good income to support the mortgage payments and if her credit has been damaged, that also needs to be repaired.
However, if a single mother has the conventional option to own her own home, the choice really is a no-brainer. It establishes better credit for her and builds equity as she continues to raise her children. With so many more programs available not only to assist in buying a new home, but also some build them for this segment of the population like Habitat for Humanity, then it is a very wise financial move for a single mother to jump on the home buying bandwagon.
Single Mother Co-Housing
If there are problems with owning a home on your own, there are services to match single mothers together for co-housing. In this case, there would be two signers on the housing note and both mothers would own the home, but there would be two incomes to pay the mortgage. This option for low-income single mother housing is fairly new and would need to be investigated fully. One would have to have contingency plans for if one mother lost a job, or became ill. But, it might not be any different than today's middle-class traditional families.
Single Parent Services Specific links
Single Parent Services News
New program may help you repay federal student loans - Dallas Morning News
 KPIC | New program may help you repay federal student loans Dallas Morning News Parent PLUS [Parent Loan for Undergraduate Students] loans. • Federal consolidation loans that include Parent PLUS loans. All eligible loans must be in good ... Program aims to ease burden of student debt Major changes coming for Pell Grant repayment |
Five steps to protect your kids after you die - Globe and Mail
 Telegraph.co.uk | Five steps to protect your kids after you die Globe and Mail For example, a single parent with a terminal illness might want to let their children know what provisions they have established upon their death. ... 'Jackson not real father of his children' |
COLUMN - What can single mom do to make school go better for her ... - HollandSentinel.com
COLUMN - What can single mom do to make school go better for her ... HollandSentinel.com Rich Gritter, LMSW, and father of three, is Program Director for Bethany Christian Services, specializing in issues related to the parenting of children and ... |
Pioneering court offers hope to addict mothers - guardian.co.uk
Pioneering court offers hope to addict mothers guardian.co.uk According to government-funded research, 70% of children come before the family proceedings courts because their parent - almost always a lone mother, ... |
The new single from Kid British - Our House Is Dadless - BBC News
 BBC News | The new single from Kid British - Our House Is Dadless BBC News Their song Our House in Dadless takes the Nutty Boys' nostalgic look at family life and adds a rap about living in a single-parent household surrounded by ... |
Nebraska judge strikes down Medicaid rule - Forbes
Nebraska judge strikes down Medicaid rule Forbes The ruling nixes a controversial state policy that required a single parent with one or more children younger than 6 years old, for instance, ... Neb. judge strikes down Medicaid rule |